Can a long-term disability insurance company make me see a doctor they choose for a medical assessment?

Before a lawsuit starts, an insurance company is usually entitled, by the terms of the policy, to request reasonable medical examinations in order to substantiate or refute a claim of disability. 

However, this right has limits. You can ask for help in traveling for an assessment. This includes transportation, meal costs, and overnight hotel stays. 

Even after a lawsuit begins, the insurance company can set up medical assessments. The Rules of Civil Procedure, which dictate how lawsuits are to be conducted, allow specifically for this. 

Being asked to see an insurer's doctor can feel stressful, especially when you're already unwell. You don't have to face these requests alone. Our long-term disability lawyers can help you understand your options and protect your rights.

We take long-term disability cases on a contingency basis, so there are no upfront fees. Book a free consultation to talk through your next steps with our team.

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