Are my long-term disability benefits taxable?

Whether or not your long-term disability benefits are taxable depends on who pays the premiums. In cases where an employee pays the premium by having it deducted from his or her paycheque, any future disability benefit that is received should not be taxable. However, if an employer pays the premium for your long-term disability benefits, the government and the courts will generally consider that benefit a taxable one.

Tax treatment is just one factor that can affect your long-term disability claim. Our long-term disability lawyers can help you sort through the details specific to your policy. You don't pay us anything upfront, we only get paid if we win your case. A free consultation with our team is a good first step.

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