FAQs

Although each individual policy has unique terms and requirements, there are four general criteria an long-term disability policyholder must meet to qualify for benefits:

• The claimant has a serious physical or mental condition;
  
• The condition in question is expected to last for at least one year or longer;
  
• The condition in question impairs the claimant’s ability to perform the duties of their current job;
  
• The claimant is up-to-date on paying their policy premiums.

Meeting these criteria can be more complicated than it looks, our long-term disability lawyers can help you build your case. You don't pay us anything upfront, we only get paid if we win your case. Concerned about how your policy applies to you? Bring your questions to a free consultation with our team.