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What is the difference between short-term disability insurance and long-term disability insurance?

Apr 28, 2022, 12:56 PM
Learn the differences between short-term and long-term disability insurance. Schedule a free consultation to see how this affects your claim.
Title (Question) : What is the difference between short-term disability insurance and long-term disability insurance?
SEO Title : Difference Between Short-Term and Long-Term Disability Insurance
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SortDate : Apr 28, 2022, 12:56 PM

Short-term disability benefits are available to you soon after you have become disabled. In general, the waiting period for applying for short-term disability benefits is between 0 and 2 weeks. An insurance company can provide short-term disability benefits, but more often, such benefits are paid by your employer directly.

Long-term disability benefits, on the other hand, usually only commence following a three to six-month waiting period and may be payable for months or even years, depending on the nature of your disability. If you're navigating a long-term disability claim, our team can help you understand your rights. You don't pay us anything upfront, we only get paid if we win your case. Schedule a free consultation with our team today and get clarity on your options.

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