FAQs

A catastrophic injury refers to a severe and permanent injury that significantly impacts a victim's life. In Ontario, the term has a specific legal definition under the Statutory Accident Benefits Schedule (SABS) for motor vehicle accidents. Examples of catastrophic injuries under SABS criteria include severe brain injuries, paralysis, loss of a limb, and extreme vision loss.

Why is it important to receive a catastrophic designation and what benefits can I access if I receive it?

Receiving a catastrophic designation is vital for several reasons:

• First, it unlocks access to enhanced benefits under SABS, including higher coverage limits for medical expenses, rehabilitation, and attendant care. These benefits are essential for addressing the long-term needs of individuals with severe injuries.
• Additionally, a catastrophic designation allows access to specialized medical treatments, therapies, and support services tailored to the unique challenges of injuries like spinal cord damage or traumatic brain injuries.
• This designation also ensures financial support for future care costs, income replacement, and other economic losses, providing stability during recovery.

Beyond financial benefits, individuals with a catastrophic designation can access resources like adaptive equipment, home modifications, and vocational assistance. These services are designed to promote independence, improve quality of life, and support long-term rehabilitation.

A catastrophic designation in Ontario is crucial for ensuring individuals with severe injuries receive the necessary medical care, financial support, and resources to navigate their recovery and maintain their well-being. If you believe your injury qualifies, contact our team of experienced personal injury lawyers to explore your options.