Do I need a disability lawyer?

If the following two scenarios sound familiar, then you may need a long-term disability lawyer:

1. Your insurance claim for long-term disability benefits was originally approved by your insurer, paid for some period, and then denied or terminated.
2. You have been fighting with your long-term disability insurer for months or even years over its denial of your long-term disability claim, and you have gotten nowhere but frustrated and sick.