Who is responsible for benefits and damages if you're hurt in an accident while riding a taxi or rideshare?
In Ontario, both the owner and driver of a vehicle partially or fully responsible for an accident are liable for damages. The type of liability the owner and driver would be exposed to would likely differ if they are not the same person. If you have motor vehicle insurance, you would apply for accident benefits through your own policy. If you do not have a policy, you would apply through the policy of another driver. Establishing which insurer is responsible for benefits and/or damages in taxi and rideshare accident can be complicated and it is always advisable to consult an experience personal injury lawyer to help you clarify matters and understand your rights.