Meeting with MPP Stan Cho to Discuss Auto Reform
Written by Jessica Golosky, Lawyer In light of the recent Auto Insurance Reform changes in Ontario, Gluckstein Lawyer’s Charles Gluckstein in collaboration with OTLA had the opportunity to meet with MPP Stan Cho to discuss these changes and how they affect our community and Ontario residents. Out of concern for our community and several of the announced changes, we entered the meeting with several recommendations for the reform which would most benefit citizens in our area. What were the key issues of discussion? Care, Not Cash An important topic of discussion included the Ford Government’s Care, Not Cash default, which would require insurers by default to pay for the cost of medical, rehabilitation and attendant care. It would also require insurers to offer consumers the option of purchasing a benefit that would allow them to negotiate a cash settlement. Under this plan, insurers would not be permitted to negotiate a cash settlement with a claimant, except in certain circumstances, including:
- The claimant has suffered catastrophic injuries;
- The claim is for costs that are unrelated to medical, rehabilitation and attendant care benefits, such as property damage claims or income-related benefits;
- The policyholder purchased an optional benefit permitting the negotiation of a cash settlement; or
- Extenuating circumstances requiring an exception, such as if the claimant moves out of the country.
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