How long do you have to sue someone after a car accident in Ontario?

In Ontario, there are strict deadlines for taking legal action after a car accident. Generally, you have two years from the date of the collision to file a lawsuit against the at-fault party. This is known as the basic limitation period.

However, it is crucial to act much sooner. You must provide written notice of your intent to sue to the at-fault driver and their insurer within 120 days of the accident. Failing to meet this initial deadline could seriously jeopardize your claim.

There are some exceptions to the two-year rule. For instance, the timeline may be extended if the injured person is a minor or was mentally incapable of starting a claim. Conversely, if you are suing a municipality (for example, due to poor road maintenance), the notice period can be as short as 10 days. Because these deadlines are firm and can be complex, it is vital to speak with a personal injury lawyer as soon as possible after your accident. This ensures all necessary steps are taken promptly to protect your legal right to compensation.